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	<title>A journey towards financial freedom</title>
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	<link>http://financiallyfreenow.wordpress.com</link>
	<description>&#34;If compound interest is the eighth wonder of the world, then value investing has to be the ninth wonder of the world. Together, they form a positive indestructible force that allows wealth to compound&#34; -financiallyfreenow</description>
	<lastBuildDate>Fri, 27 Jan 2012 14:05:05 +0000</lastBuildDate>
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		<title>A journey towards financial freedom</title>
		<link>http://financiallyfreenow.wordpress.com</link>
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		<title>Win tickets to the Singapore Airshow 2012!</title>
		<link>http://financiallyfreenow.wordpress.com/2012/01/26/win-tickets-to-the-singapore-airshow-2012/</link>
		<comments>http://financiallyfreenow.wordpress.com/2012/01/26/win-tickets-to-the-singapore-airshow-2012/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 14:26:35 +0000</pubDate>
		<dc:creator>financiallyfreenow</dc:creator>
				<category><![CDATA[Others]]></category>

		<guid isPermaLink="false">http://financiallyfreenow.wordpress.com/?p=1991</guid>
		<description><![CDATA[Do you want to see the Lockheed Martin&#8217;s F-35 JSF up-close? How about being enthralled by the flying displays from F-16 and F-15SG? If these don&#8217;t entice you, what if you can get to see the latest darling of commercial aviation, the Boeing 787 Dreamliner right in front of you? I&#8217;m giving away one trade show <a href="http://financiallyfreenow.wordpress.com/2012/01/26/win-tickets-to-the-singapore-airshow-2012/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=financiallyfreenow.wordpress.com&amp;blog=13617430&amp;post=1991&amp;subd=financiallyfreenow&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://financiallyfreenow.wordpress.com/2012/01/26/win-tickets-to-the-singapore-airshow-2012/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	
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			<media:title type="html">Dreamland</media:title>
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		<item>
		<title>Some Investment Advice to Live By</title>
		<link>http://financiallyfreenow.wordpress.com/2012/01/24/some-investment-advices-to-live-by/</link>
		<comments>http://financiallyfreenow.wordpress.com/2012/01/24/some-investment-advices-to-live-by/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 22:06:31 +0000</pubDate>
		<dc:creator>financiallyfreenow</dc:creator>
				<category><![CDATA[Value Investing]]></category>

		<guid isPermaLink="false">http://financiallyfreenow.wordpress.com/?p=1966</guid>
		<description><![CDATA[I recently read a book called &#8220;The Best Investment Advice I Ever Received&#8221;. It has a collection of advice from top company CEOs and well-known personalities including Warren Buffett, Robert Kiyosaki, Suze Orman and Jim Rogers. This blog post will look at some of the advice that I like. They are as follows: Have a <a href="http://financiallyfreenow.wordpress.com/2012/01/24/some-investment-advices-to-live-by/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=financiallyfreenow.wordpress.com&amp;blog=13617430&amp;post=1966&amp;subd=financiallyfreenow&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">financiallyfreenow</media:title>
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			<media:title type="html">Garrapata Surf #4 - Big Sur, California</media:title>
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		<title>FFN Wishes You a Happy CNY!</title>
		<link>http://financiallyfreenow.wordpress.com/2012/01/23/ffn-wishes-you-a-happy-cny/</link>
		<comments>http://financiallyfreenow.wordpress.com/2012/01/23/ffn-wishes-you-a-happy-cny/#comments</comments>
		<pubDate>Sun, 22 Jan 2012 16:01:32 +0000</pubDate>
		<dc:creator>financiallyfreenow</dc:creator>
				<category><![CDATA[Others]]></category>

		<guid isPermaLink="false">http://financiallyfreenow.wordpress.com/?p=1980</guid>
		<description><![CDATA[We have officially entered the Year of the Water Dragon&#8230; May this Dragon year in 2012 bring to you more prosperity, abundance, peace, gratification, wealth, warmth, happiness, progress and abundant health, just like an abundant flowing river! Gong Xi Fa Cai!<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=financiallyfreenow.wordpress.com&amp;blog=13617430&amp;post=1980&amp;subd=financiallyfreenow&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Chinatown - Chinese New Year Decoration 飛龍在天</media:title>
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		<title>Warren Buffett and Dents in the Economy</title>
		<link>http://financiallyfreenow.wordpress.com/2012/01/19/warren-buffett-and-dents-in-the-economy/</link>
		<comments>http://financiallyfreenow.wordpress.com/2012/01/19/warren-buffett-and-dents-in-the-economy/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 07:15:11 +0000</pubDate>
		<dc:creator>financiallyfreenow</dc:creator>
				<category><![CDATA[Value Investing]]></category>

		<guid isPermaLink="false">http://financiallyfreenow.wordpress.com/?p=1960</guid>
		<description><![CDATA[It&#8217;s always worthwhile to read the wise words of Warren Buffett to keep us centered on what works and what doesn&#8217;t, especially during a lull period in the stock market. &#8220;We will continue to ignore political and economic forecasts, which are an expensive distraction for many investors and businessmen. Thirty years ago, no one could <a href="http://financiallyfreenow.wordpress.com/2012/01/19/warren-buffett-and-dents-in-the-economy/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=financiallyfreenow.wordpress.com&amp;blog=13617430&amp;post=1960&amp;subd=financiallyfreenow&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">financiallyfreenow</media:title>
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		<title>Motivating Staff without using Stock Options</title>
		<link>http://financiallyfreenow.wordpress.com/2012/01/18/motivating-staff-without-using-stock-options/</link>
		<comments>http://financiallyfreenow.wordpress.com/2012/01/18/motivating-staff-without-using-stock-options/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 03:09:53 +0000</pubDate>
		<dc:creator>financiallyfreenow</dc:creator>
				<category><![CDATA[Value Investing]]></category>

		<guid isPermaLink="false">http://financiallyfreenow.wordpress.com/?p=1954</guid>
		<description><![CDATA[I came across Qian Hu&#8217;s online Q&#38;A with management and one of the questions on staff motivation and company culture caught my eye. The reply summarizes succinctly why people still work for a company regardless of monetary benefits. The question and the subsequent answer are reproduced below: Dear David Tan, you wrote: I notice your company don&#8217;t have stock options which <a href="http://financiallyfreenow.wordpress.com/2012/01/18/motivating-staff-without-using-stock-options/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=financiallyfreenow.wordpress.com&amp;blog=13617430&amp;post=1954&amp;subd=financiallyfreenow&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://financiallyfreenow.wordpress.com/2012/01/18/motivating-staff-without-using-stock-options/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	
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			<media:title type="html">financiallyfreenow</media:title>
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			<media:title type="html">Brabants winterlandschap 2010 - Dutch winter landscape 2010</media:title>
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		<title>Kingsmen&#8217;s The Edge Article</title>
		<link>http://financiallyfreenow.wordpress.com/2012/01/17/kingsmens-the-edge-article/</link>
		<comments>http://financiallyfreenow.wordpress.com/2012/01/17/kingsmens-the-edge-article/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 02:00:16 +0000</pubDate>
		<dc:creator>financiallyfreenow</dc:creator>
				<category><![CDATA[Kingsmen Creatives]]></category>

		<guid isPermaLink="false">http://financiallyfreenow.wordpress.com/?p=1939</guid>
		<description><![CDATA[Kingsmen was featured in 9th January&#8217;s edition of The Edge magazine. Thanks to Musicwhiz that I got to know about this article. Kingsmen was previously featured in the now-defunct Pulses magazine in 2010 and you can read it here in case you missed it. I will summarise the main points of the article in this <a href="http://financiallyfreenow.wordpress.com/2012/01/17/kingsmens-the-edge-article/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=financiallyfreenow.wordpress.com&amp;blog=13617430&amp;post=1939&amp;subd=financiallyfreenow&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>4</slash:comments>
	
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			<media:title type="html">financiallyfreenow</media:title>
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			<media:title type="html">humpty dumpty sat on a wall</media:title>
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		<title>Valuations Update of STI</title>
		<link>http://financiallyfreenow.wordpress.com/2012/01/15/valuations-update-of-sti/</link>
		<comments>http://financiallyfreenow.wordpress.com/2012/01/15/valuations-update-of-sti/#comments</comments>
		<pubDate>Sun, 15 Jan 2012 03:21:20 +0000</pubDate>
		<dc:creator>financiallyfreenow</dc:creator>
				<category><![CDATA[STI]]></category>

		<guid isPermaLink="false">http://financiallyfreenow.wordpress.com/?p=1949</guid>
		<description><![CDATA[Current P/E of STI &#8211; 6.84x Current P/B of STI &#8211; 1.34x Mean P/E of STI &#8211; 16.3x Mean P/B of STI &#8211; 1.73x P/B of STI to be in &#8220;crisis range&#8221; &#8211; 0.98x (or -2SD) P/B range of 0.7-1.2x in past crises When STI is declining, it&#8217;s better to look at P/B than P/E <a href="http://financiallyfreenow.wordpress.com/2012/01/15/valuations-update-of-sti/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=financiallyfreenow.wordpress.com&amp;blog=13617430&amp;post=1949&amp;subd=financiallyfreenow&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>4</slash:comments>
	
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			<media:title type="html">financiallyfreenow</media:title>
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			<media:title type="html">valuations</media:title>
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			<media:title type="html">sti crises</media:title>
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		<item>
		<title>Coffee with FFN and Cayden Chang</title>
		<link>http://financiallyfreenow.wordpress.com/2012/01/15/coffee-with-ffn-and-cayden-chang/</link>
		<comments>http://financiallyfreenow.wordpress.com/2012/01/15/coffee-with-ffn-and-cayden-chang/#comments</comments>
		<pubDate>Sat, 14 Jan 2012 16:02:36 +0000</pubDate>
		<dc:creator>financiallyfreenow</dc:creator>
				<category><![CDATA[Coffee with FFN]]></category>

		<guid isPermaLink="false">http://financiallyfreenow.wordpress.com/?p=1800</guid>
		<description><![CDATA[Cayden Chang is the Director and Founder of Mind Kinesis Management International LLP.  His company runs Singapore&#8217;s First Value Investing Programme Recommended by Mary Buffett. FFN: At what age did you get started in investing? CC: I started at age 23. I wished it would be earlier. FFN: How did you get interested in investing? CC: It all started when I was working <a href="http://financiallyfreenow.wordpress.com/2012/01/15/coffee-with-ffn-and-cayden-chang/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=financiallyfreenow.wordpress.com&amp;blog=13617430&amp;post=1800&amp;subd=financiallyfreenow&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>4</slash:comments>
	
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			<media:title type="html">financiallyfreenow</media:title>
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		<title>Coffee with FFN</title>
		<link>http://financiallyfreenow.wordpress.com/2012/01/13/coffee-with-ffn/</link>
		<comments>http://financiallyfreenow.wordpress.com/2012/01/13/coffee-with-ffn/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 02:00:14 +0000</pubDate>
		<dc:creator>financiallyfreenow</dc:creator>
				<category><![CDATA[Coffee with FFN]]></category>

		<guid isPermaLink="false">http://financiallyfreenow.wordpress.com/?p=1795</guid>
		<description><![CDATA[Hello Readers, For 2012, I have promised something huge that involves well-established investing bloggers, businessmen, authors, trainers or just anyone established in the investing and personal finance arena. What it will be is that I will be interviewing these people and posting those interviews right here in my blog! There will be one interview per month and <a href="http://financiallyfreenow.wordpress.com/2012/01/13/coffee-with-ffn/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=financiallyfreenow.wordpress.com&amp;blog=13617430&amp;post=1795&amp;subd=financiallyfreenow&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">financiallyfreenow</media:title>
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			<media:title type="html">Morning Coffee (149/365)</media:title>
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		<title>Book Review &#8211; &#8220;Markets Never Forget But People Do&#8221; by Ken Fisher</title>
		<link>http://financiallyfreenow.wordpress.com/2012/01/08/book-review-markets-never-forget-but-people-do-by-ken-fisher/</link>
		<comments>http://financiallyfreenow.wordpress.com/2012/01/08/book-review-markets-never-forget-but-people-do-by-ken-fisher/#comments</comments>
		<pubDate>Sun, 08 Jan 2012 04:46:11 +0000</pubDate>
		<dc:creator>financiallyfreenow</dc:creator>
				<category><![CDATA[Books and reviews]]></category>

		<guid isPermaLink="false">http://financiallyfreenow.wordpress.com/?p=1892</guid>
		<description><![CDATA[&#8220;Markets Never Forget But People Do&#8221; is a book showcasing the historical perspective of the stock market. By re-looking into history, we can convince ourselves why this time is not different unlike what the media portrays when the economy is in the doldrums. Instead of me explaining further what this book is about, why not listen to <a href="http://financiallyfreenow.wordpress.com/2012/01/08/book-review-markets-never-forget-but-people-do-by-ken-fisher/" class="excerpt-more-link">[&#8230;]</a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=financiallyfreenow.wordpress.com&amp;blog=13617430&amp;post=1892&amp;subd=financiallyfreenow&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Markets Never Forget (But People Do) - Book Cover</media:title>
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